Can You Buy Crypto With Credit Cards?

by | Sep 24, 2025 | Informational

how do crypto cards work

Cryptocurrency is easier to get than ever, and one of the most common questions for beginners is, “Can You Buy Crypto With Credit Cards?” Yes, many exchanges and platforms let you buy things with a credit card, but the details are important.

Freelancers, creators, and digital service providers can do more than just buy crypto on platforms like BitLily. You can use the BitLily Crypto Card to spend it right away, without having to set up anything complicated or even go through KYC.


How to Use a Credit Card to Buy Crypto

Buying cryptocurrency with a credit card is like shopping online in that:

  1. Pick a platform, either an exchange or one that works with cryptocurrencies.
  2. Choose a coin to buy, like Bitcoin, Ethereum, USDT, or another.
  3. Put in your payment information, like your credit card number.
  4. Get crypto in your wallet right away.

But remember that credit card companies may charge extra fees, and not all banks let you use crypto.


Pros and Cons of Buying Crypto With Credit Cards

Pros

  • Fast and convenient
  • Crypto arrives instantly
  • No need for a bank transfer

Cons

  • High transaction fees (2–5%)
  • Some banks block purchases
  • Purchases can be flagged as cash advances

BitLily makes crypto payments easier for these reasons:

BitLily doesn’t need KYC, unlike many other exchanges that do. This means that freelancers, creators, and people who offer services online can quickly:

  • Take payments in cryptocurrency from clients all over the world 🌍
  • Use the BitLily Crypto Card 💳 to spend your money right away.
  • Don’t do extra paperwork and follow rules that aren’t needed.
  • Enjoy lower fees and quicker transactions 🔒

BitLily vs. Other Platforms

FeatureTraditional Crypto ExchangesBitLily Crypto Card
KYC RequiredYesNo 🚫
Supports Freelancers/CreatorsLimitedYes ✅
Spending OptionUsually separateDirect via card 💳
Ease of UseComplicatedSimple, instant

Is it a good idea for you to buy crypto with a credit card?

Using a credit card is one way to get things done quickly and easily. But BitLily goes even further for freelancers, creators, and digital businesses. With the BitLily Crypto Card, you can accept crypto payments and spend them right away, without having to go through KYC.


🚀 Use the BitLily Crypto Card Right Now

You can do the following with the BitLily Crypto Card:

  • You can accept and spend crypto anywhere in the world without limits 🌍
  • Don’t go through long KYC processes 🚫
  • Enjoy safe transactions with low fees 🔒
  • You can shop, pay bills, or invest directly with your money 💳

👉 Sign up now and get your BitLily Crypto Card right away.
🔗 Click here to get started