When using a debit card, you may notice that sometimes your purchases or withdrawals get declined — even though you still have money in your account. This is often due to daily transaction limits. But what exactly are these limits, and do they apply to crypto-powered cards like the BitLily Crypto Card?
What Are Daily Transaction Limits?
Most banks and card issuers set daily spending and withdrawal limits to protect customers from fraud and manage network risks.
For example:
- ATM Withdrawals: Traditional debit cards may only allow $300–$1,000 per day.
- POS/Online Purchases: Daily limits can range from $2,000 to $5,000 depending on your bank.
- Transfers: Some banks also cap peer-to-peer payments.
This means that even if you have $10,000 in your account, you may not be able to spend it all in one day.
Do Crypto Debit Cards Have Limits Too?
Yes — crypto debit cards also come with transaction limits, but these vary depending on the provider. With the BitLily Crypto Card, you get:
- Higher Daily Limits compared to most traditional debit cards.
- Flexible Controls — you can manage your own limits inside your BitLily account.
- Instant Crypto-to-Fiat Conversion so you can spend without worrying about exchange delays.
Why Daily Limits Exist
Both banks and crypto platforms use daily limits for several reasons:
- 🔒 Fraud Prevention: Protects against unauthorized spending if your card is stolen.
- ⚖️ Risk Management: Helps issuers manage liquidity and payment networks.
- 👤 User Control: Prevents accidental overspending.
BitLily Crypto Card: Designed for Freelancers and Creators
Unlike traditional cards, the BitLily Crypto Card was built for freelancers, digital service providers, and creators who rely on fast, borderless payments. With BitLily:
- You can accept crypto for your services on the marketplace.
- Instantly spend earnings using your crypto card.
- Enjoy higher transaction limits than most bank-issued debit cards.
Whether you’re withdrawing cash, booking a flight, or paying for business tools, BitLily makes sure you’re not held back by outdated banking limits.
Pros and Cons of Daily Debit Card Limits
✅ Pros
- Protects your funds from fraud
- Keeps spending under control
- Encourages safer online transactions
❌ Cons
- Can restrict freelancers with large payments
- May delay urgent business expenses
- Limits vary widely depending on the provider
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🚀 Ready To Experience Higher Limits With Crypto?
Don’t let daily transaction limits slow down your business. With the BitLily Crypto Card, you get:
- Higher daily spending limits than traditional debit cards 💳
- Crypto-only payments designed for freelancers, creators, and service providers 🌍
- Instant conversion for Bitcoin, Ethereum, USDT, and more ⚡
- Cashback rewards on purchases 🎁
👉 Sign up today and start spending your crypto with BitLily.
🔗 Get Your BitLily Crypto Card Now