What Is a Crypto Payment Gateway?

by | Oct 4, 2025 | Informational

People are using cryptocurrency to pay for things, get paid, and do business online in new ways. The crypto payment gateway is one of the technologies that is making this change happen. It connects blockchain transactions to real-world business.

A crypto payment gateway lets businesses, freelancers, and creators accept cryptocurrency payments from customers all over the world right away. It works like PayPal or Stripe, but with Bitcoin, Ethereum, and stablecoins instead of regular money.

BitLily, a next-generation Web3 payments platform made for digital entrepreneurs, is at the heart of this new idea.


How does a crypto payment gateway work?

A crypto payment gateway handles blockchain transactions between a buyer and a seller. The gateway does the following when a customer pays with crypto:

  1. Detects and confirms the blockchain transaction.
  2. Converts or settles the payment (crypto-to-crypto or crypto-to-fiat).
  3. Sends the amount directly to the merchant’s wallet or bank.

BitLily’s blockchain payment gateway goes a step further — offering developers and businesses a crypto payments API that supports Bitcoin, Ethereum, and stablecoins like USDT and USDC.

It’s fast, secure, and built to handle multi-chain and cross-border crypto payments without unnecessary KYC barriers.


Why Businesses Choose BitLily

Unlike traditional payment processors, BitLily empowers users to transact freely in crypto without friction or centralized control.

Here’s what makes BitLily stand out:

  • Multi-Chain Payment Processor — Accept payments in multiple cryptocurrencies across major blockchains.
  • Stablecoin Integration — Seamlessly process payments in USDT, USDC, and other stablecoins.
  • No-KYC Crypto API — Simple setup; get started without lengthy verification processes.
  • Crypto Invoicing API — Generate and send on-chain invoices instantly.
  • Crypto-to-Fiat Settlement — Automatically settle your crypto payments in local currency.
  • Decentralized Payment Platform — Built fully on-chain for transparency and security.
  • Cross-Border Crypto Payments — Send and receive payments globally with no middlemen.

With BitLily, you can integrate Web3 commerce infrastructure into your website or app using just a few lines of code.


Benefits of Using a Crypto Payment Gateway

  • Global Reach: Accept payments from anywhere in the world.
  • Low Fees: Skip high transaction costs charged by traditional banks.
  • Instant Settlement: Get paid in seconds, not days.
  • Privacy & Freedom: No central authority controlling your funds.
  • Access to Web3 Users: Attract clients who prefer to pay with crypto.

Who Can Use BitLily’s Crypto Payment Gateway?

BitLily is built for:

  • Freelancers and creators who sell digital services online.
  • E-commerce stores accepting crypto payments.
  • Developers who need a Web3 payments API for apps and platforms.
  • Businesses looking for a crypto-to-fiat settlement API.
  • Enterprises expanding into stablecoin-based payments or cross-border crypto payouts.

Crypto Payment Gateway vs. Traditional Payment Gateway

FeatureBitLily Crypto Payment GatewayTraditional Payment Gateway
CurrencyBitcoin, Ethereum, StablecoinsFiat (USD, EUR, etc.)
SpeedInstant, on-chain2–5 business days
FeesLow blockchain feesHigh banking fees
PrivacyNo KYC requiredFull ID verification
Global UseBorderlessRestricted by region

Why BitLily Will Be the Future of Web3 Business

BitLily is the infrastructure that makes digital transactions possible in the Web3 economy as the internet becomes less centralized. BitLily makes crypto transactions easy, accessible, and scalable, whether it’s crypto invoicing, stablecoin payments,


Start Accepting Crypto Payments With BitLily

Don’t let payment barriers slow your business. With BitLily’s Crypto Payment Gateway, you can:

  • Accept Bitcoin, Ethereum, and stablecoin payments instantly 💰
  • Integrate a secure Web3 payments API in minutes ⚙️
  • Get crypto-to-fiat settlements for global clients 🌍
  • Enjoy no KYC restrictions and full transaction privacy 🔒

👉 Sign up today and start using the BitLily Crypto Card — spend your crypto anywhere Visa/Mastercard is accepted, and earn cashback on every purchase.
🔗 Get Started with BitLily